SubSeat Finance

Get funding to grow
your business.

Fast, simple funding options for barbers and beauty businesses. Check your estimate in seconds — no credit check required.

£1k–£50k
Funding available
3–24 mo
Flexible terms
48 hrs
Decision time
How It Works

Three steps to funding.

01
🧮
Check your estimate
Use our loan calculator to see your monthly repayment before you apply. No credit check, no commitment.
02
📋
Apply in minutes
Fill in a short form about your business. Takes under 5 minutes. Our finance partner reviews your application.
03
Hear back in 48 hrs
Our finance partner will contact you directly with a decision and your final rate within two working days.
Loan Calculator

See your estimate.

Adjust the sliders to see your monthly repayment instantly.

Customise your loan

£10,000
£1,000£50,000
12%
6% APR30% APR
Typical rate: 12% APR. Final rate determined by finance partner after review.
This is an estimate only. Final rates and approval are provided by our finance partner and may differ based on your credit profile and business history.
Monthly repayment
£888.49
per month for 12 months
Amount borrowed£10,000.00
Total interest£661.85
Total repayment£10,661.85
APR12% APR

No credit check to apply · Decision within 48 hours

Apply Now

Your application.

Takes under 5 minutes. No credit check required to apply.

You are applying for
£10,000 over 12 months
Estimated monthly
£888.49/mo
Personal Details
Business Details
Loan Details
Amount requested
£10,000
Term
12 months
Est. monthly
£888.49
Est. total
£10,661.85

Want to adjust?

By submitting you agree to our Terms of Service. Applying does not affect your credit score.

🔒
Secure & Private
Your data is encrypted and only shared with our authorised finance partner.
No Credit Check
Applying will not affect your credit score.
Fast Decision
Hear back from our finance partner within 48 working hours.
🤝
No Obligation
Getting an estimate or applying is completely free with no obligation.